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This section will help you estimate how much home you can afford and how much of a loan you can borrow.

Realtor's Section Loan Programs Qualify The Loan Process Apply or Inquire
What Can I Afford? Do I Pre-Qualify?
     
 
Qualifying is the first step in the loan process. This is where you get a better financial idea of how much home you can afford and how much it will cost you on a monthly basis. There are two basic approaches to qualifying: finding what you can afford, and pre-qualifying...
     
 
 
Before you start looking for that perfect new dream home, you need to figure out what you can afford. Getting a realistic price depends on many factors, including how much money you have, the money you owe, and current mortgage interest rates.
   

Progressive Loan is here to help. Using the calculator linked below, all you have to do to find out what you can afford is type in some basic information. The calculator will evaluate your income and debt based on some general lending guidelines.

Then, by inputting the interest rate, the dollar amount you have available for your down payment and closing costs, and the term you've selected for the loan, it will estimate the maximum purchase price you can afford and what your monthly mortgage payments might be.

 
 
Just click below to calculate what you can afford...
     
 
     
     
 
Our mortgage qualifying calculator can also give you an idea of how much money you may be able to borrow based on a specific property you've already found, or the total amount by which you choose to limit your monthly mortgage payments. Lenders call this type of preparation "pre-qualifying."

All you have to do to determine if you pre-qualify is key some basic information into the calculator linked below. You can experiment by listing various home prices and monthly mortgage payments to see how much you can borrow.

   
 
PLEASE NOTE... Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval. Pre-qualification results are approximate calculations and are just guidelines based upon assumptions. The assumption may be different in your case and, as a result, your calculations may vary.
     
 
To see if you pre-qualify, just click below...
     
 
     
 
…or, if you would like to apply for a loan or request
  more information, click the link below…
   
 
 
 
If you have any questions, please feel free to
 
call us at 1-800-883-4444, or e-mail us at
 

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Real Estate Broker #00965222 - Ca. Dept. of Real Estate (916) 277-0931
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